SR22
OHIO QUOTE HOTLINE
1-877-677-OHIO (6446)
Frequently
Asked Questions
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Q. Who does the FR Bond cover?
A. The FR Bond is designed to protect ONLY the Named Person for injuries and damages, up to the state minimum limits of liability, that they are found responsible for while operating ANY motor vehicle. If you would like to find out how much it would cost for other people to be covered while driving your car, we can quote you both ways.
Q. Does the FR Bond cover my car?
A. No, the Bond will not cover damages to the car that you are driving. It will cover property that you damage WITH the car.
Q. Will the FR Bond cover my injuries or those of my passengers?
A. No, the FR Bond will not cover your injuries or those of your passengers. It will cover injuries that you may cause to people in another vehicle or a pedestrian. Injury coverage is available for you and your passengers under a regular liability policy.
Q. Are there any options available to add on to the FR Bond?
A. No, the FR Bond was designed for people who want to "Bottom Line" their coverage and purchase only the minimum protection allowed by the Ohio BMV. If more coverage is desired, a regular liability policy offers many options.
Q. Why are your rates so low?
A. We have been in the SR22 Bond insurance business for over 30 years and represent all of the major companies that sell Bonds in Ohio. We use state-of-the-art comparative rating software to track down the lowest possible price for your SR-22 without any Additional Fees.
Q. What are Additional Fees?
A. An Additional Fee is a charge that an agency can add to your down payment that is over and above the amount required by the insurance company to start your policy. These fees range from $15 to over $100 in some instances. In today's market, your down payment should be very close to your monthly payment. Fees are legal in Ohio under certain circumstances but must be fully disclosed as "Agency Fees" and a notice of such must be displayed in plain sight. WE DO NOT CHARGE FEES!
Q. Who is SR22 OHIO?
A. SR22 OHIO is the internet division of Silverman Insurance Agency, Inc. dba Accurate Insurance Agency located in Cleveland Heights, Ohio. Our Ohio Department of Insurance License Number is 24403. We are independent insurance agents, which means that we represent a number of top-rated insurance companies such as Safeco, AIG, Sentry, Farmers, GMAC, and Infinity, to name a few. We specialize in SR22 Insurance Coverage.
Q. How long does it take to reinstate my driving privileges?
A. We electronically file your SR22 with the Ohio BMV the same day that you start your coverage. The fastest way to reinstate is to go directly to a BMV Reinstatement Office with your SR-22.
Q. Can I get my driving privileges reinstated today?
A. Yes, if it is early enough in the day for you to make it to a BMV Reinstatement Office.
Q. What paperwork do I need to prove my Financial Responsibility?
A. We will immediately email you an official copy of your FR Bond, a copy of the SR-22 Filing, a temporary ID Card to carry, and a receipt for your payment.
Q. How do I check my driving record and reinstatement eligibility?
A. Go to Ohio BMV website link where you can view your driving record and reinstatement requirements.
Q. Where can I find a Remedial Driving School?
A Again, the BMV, click Driving Schools.
Q. What are the Top 10 Reasons to buy my bond from SR22 OHIO?
#10 We've specialized in SR22s longer than ANY of our competitors (1976)
#9 We'll review your case at every renewal to try to lower your rates
#8 We know the Ins & Outs of the Ohio BMV and all the Dos and Don'ts
#7 We're Low Pressure No-Hassle Professional Agents. We won't bug you!
#6 We're the Friendliest Agents on the Web! We're Always Smiling!
#5 We'll explain things over and over again until you understand
#4 We File your SR22 at the Fastest Speed possible! The Very Same Day!
#3 We offer the Lowest Monthly Payments!
#2 We offer the lowest down payment in Ohio! The Average is under $50
#1 We give you Peace of Mind!..... You'll Feel the Difference!
Click here for your quote
SR22
OHIO QUOTE HOTLINE
1-877-677-OHIO (6446)